FINANCING BEYOND BANKING:

Alternative Financing Options for Growing SMEs

"Are You Missing Out on the Other 7 Available Financing Options?"

Most Malaysian SME owners think business financing means: bank loans.

If you're a Malaysian SME owner who has ever heard these frustrating responses from banks:

• "Your business is too young for this loan amount"
• "We need more collateral for approval"
• "Processing will take 6-8 weeks"
• "Your industry is considered high-risk"

You're not alone. Over 60% of Malaysian SMEs struggle to access adequate funding through traditional banking channels. While you are waiting weeks for bank approval (and facing potential rejection), your competitors are accessing capital through faster, more flexible channels that could transform their business growth.

The Problem Most SMEs Face:

❌ "Banks keep rejecting our loan applications"
❌ "We don't have enough collateral for traditional loans"
❌ "Bank interest rates are eating into our profits"
❌ "The application process takes forever"
❌ "We're too small for banks to take us seriously"

What If There's A Better Way?

Imagine having access to:

✅ Faster approval times (days, not months)

✅ Flexible repayment terms that match your cash flow

✅ Less stringent collateral requirements

✅ Industry-specific financing solutions

✅ Growth capital without giving up too much equity

✅ Working capital that adapts to your business cycles

This isn't wishful thinking. It's happening right now for informed SME owners.

Join Our Webinar and Discover:

Part 1: The Complete Financing Ecosystem

• Beyond Banks: Who are the real players in today's financing market?
• The Financing Spectrum: From bootstrapping to IPO - where do you fit?
• Why 90% of SMEs never explore alternatives (and how this creates opportunities for you)

Part 2: Alternative Financing Deep-Dive

• Invoice Financing: Turn your receivables into immediate cash flow
• Peer-to-Peer Lending: Access individual investors at competitive rates
• Revenue-Based Financing: Get growth capital without losing equity
• Crowdfunding: Leverage the crowd for product launches and expansion
• Trade Financing: Optimize your import/export capital needs
• Equipment & Asset Financing: Fund your operational requirements
• Government Grants & Schemes: Navigate Malaysia's SME support landscape

Part 3: The Financier Landscape

• Traditional Banks: When they still make sense (and when they don't)
• Alternative Lenders: The new players revolutionizing SME financing
• Angel Investors: How to attract and work with individual investors
• Venture Capital: Scaling strategies for high-growth SMEs
• Private Equity: Mature business expansion opportunities
• Strategic Partners: Win-win financing through partnerships

Part 4: Become "Financeable"

• Financial Organization: The 5 documents every financier wants to see
• Business Readiness: Structuring your company for funding success
• The Fundability Score: How financiers really evaluate your business
• Common Mistakes: Why good businesses get rejected (and how to avoid them)

Part 5: Your Next Steps

• Financing Strategy Framework: Choose the right option for YOUR business
• Action Plan Template: 30-day roadmap to explore alternatives
• Due Diligence Checklist: What to look for in potential financiers
• Red Flags Warning: Avoiding predatory lenders and bad deals

Who Should Attend This Webinar:

✅ SME Business Owners frustrated with traditional bank limitations
✅ Entrepreneurs seeking growth capital for expansion
✅ Startup Founders ready to move beyond personal savings
✅ Business Managers exploring financing options for their companies
✅ Anyone who believes there must be better ways to fund business growth

Meet Your Host:

CYNTHIA CHIAM, co-founded an incubator business and led the company to make more than RM1Million in revenue in its first 18 months offering entrepreneurial development programmes. She has successfully raised 4 rounds of funding in 3 different startups prior to joining pitchIN. She is an active volunteer in a youth organisation known as 'Junior Chamber International (JCI)'. She is serving as the 2025 National Treasurer in JCI Malaysia and is hands-on with multiple pitching competitions and business awards entries. She has worked with startup founders, early-stage entrepreneurs and with diverse Small-&-Medium Enterprise (SME) business owners. She was the Organising Chairman of Junior Chamber International Creative Young Entrepreneur Award in 2021 and contributed as panel judge to Star Outstanding Business Awards (SOBA) in Year 2023 and 2024.

Webinar Details:

• Date: 11 September 2025 (Thursday)
• Time: 10:00 AM - 04:00 PM
• Format: Online (Zoom) - Attend from anywhere
• Investment: RM38 per pax

Feedback from Past Attendees:

"Eye-opening! I had no idea there were so many options beyond bank loans. I have not considered crowdfunding before because I thought it was illegal. Today I 've learnt that all such fundraising activities are regulated by the Securities Commission of Malaysia."
- Linda Chen, Sambal Manufacturer

"The fundraising landscape explanation and stages of the business was gold. Finally understood which investor category may be interested in what I do and the long-list of business operations matter which I need to fix before getting investors on board."
- Raj Kumar, early-stage B2B SaaS Co-Founder

"This webinar should be mandatory for every business owner. Wish I had attended this 2 years ago!"
- Siti Aminah, Home-based Caterer



REGISTER NOW - SEE YOU AT THE WEBINAR!

We will send over a Get-to-Know-You form after you have registered.